I want to share my ex-boss who is Chief Operating Officer for TATA group company's energizing questions on Renewable Energy. Below is his e-mail copy.
Seriously folks, I think the time is upon us when "renewable energy" will be as big a buzz word as Internet was if it already is not? Even the Arabs are thinking about it, so why are you all not? I have few simple questions for you all:

1. If I asked you where you could make the most money most quickly, would companies working in renewable energy qualify? Remember what happened to stocks in new areas over the last 30 areas? Remember Suzlon, Sunpower and the likes.

2. If I asked you where you could make the most difference in the world, would supporting companies working in renewables make it to your list?

3. If I asked you, is this an area that is intellectually stimulating given its newness and technology challenge, what would your answer be? If the answer to any of the above is even a partial yes, then my suggestion would be

1. Spend 30 minutes per week finding out the fastest growing renewable companies - the kind of baby Googles in the making. http://www.fastcompany.com/ is one place to look? But internet is full of them. Chances are experienced minds like yours would hit the right ones

2. Read what the scientists and informed minds are saying about the environment you and your children live in. And how fast it is changing? I witnessed the disappearance of the little birds that you used chirp me awake in my childhood home because the world has become too hot for them to live in? One day it will too hot for our children instead of the little birds? So, do read what scientist and informed minds are saying for 15 minutes a day if you don’t have more time, but Do do it?

3. Finally, if none of the above is persuasive enough, remember, if you always do what you always did, you will always get what you always got. So for those of you who are millionaires, time to try to make it to the billionaire list? And for those who are still aspiring to be millionaires, this is your big chance? If any of this makes sense, be sure to forward and share this email with your friends. They might make money?If none of it does, be sure to share it with your enemies so they loose money.But share it you must? And be sure to share your thoughts with me at energizerenewable@gmail.com . I am truly interested in "Renewable Energy" and would love to connect up with you. If nothing else, we will be fellow passengers on a common quest. Of course this is my view, so pursue it or ignore it at your own risk.

They auction some debt in the market and it is backed and supported by full faith of the country. How does this works?.
The gov auctioned bonds are the safest with less returns. So the gov will auction the bonds and lend the money to local/community banks.
Bond comes with yield and price. These two are very confusing. Let me explain in easy way.
Now US Fed sells the bonds and buys the bonds to keep the mortgage interest rates at low. In US mortgage loans are given as 30 yrs and 15 yrs and they are tied to 30 yrs and 15 yrs bonds.
Lets Understand YIELD little bit more. In cultivation we say crop yield that is expectation of the crop.. At the end of crop duration we will get so many quintals of yield. So in bond also they expect the same after the specified time the returns.
Bond Price the bidding price for the given yield. i.e After the crop seeded there was pest attack/ some germination issues then the farmer need to spend more in order to meet the specified quintals of yield. So that’s operational cost is called Bond Price.
When the price of the 30 yrs bonds gets more demand its price will go up. When any bond price goes up, its YIELD will go down. How does stock market/ Fed understands this move?
When the Bond prices are going up lot of people are investing in safe heavens at lesser return. So people understand that stock market are volatile and economy is not good. So they decided to invest in bonds which are stable returns.
In reverse When the Bond price goes down the yield return will be more. So people are coming out of bond market by thinking that stock market is attractive. So people think economy is reviving.

So this is the way how we get the money in to the system. What happened to US is in addition to these above ways Foreign institutional investors thought that US property is safe investment and invested in buying the Private backed securities which are bundled of all the different types of loans bundled and the investors are given guaranteed return on this. Govt thought that it’s a good move because the construction has increased and lot of new jobs are being created. Financials are getting good returns and every body are happy.
In the whole relaxation of Home loan under writing process started ,brokers and lenders started over looking them. Then every body thought of buying home. When homes are buying and buying it spurs real estate market and speculation gets added to that. The speculations has crossed the buyer/borrower eligibility and people didn't realized and govt also didn't put any breaks on that. The over priced and over ambitious people started facing the in ability to pay the loans repayment. Then it went for foreclosure and becoz of the foreclosure the price of the house surrounding also come down. Then when its neighbors understood that their home value are falling down and its less than the amount they owe to lender, especially from recent buyers . So they started coming out of the contract and house went for foreclosure.

But after all the experience if any body is making huge profits year on year there will be some thing wrong. That’s where the govt / regulators need to get in to that, inspect and make sure there are no systemic risks(its tentacles are not spread across. So that its failure will not affect the whole list of others). As every body understood money moves from one person to other in regular situations. But if its movement is too much then we are neglecting one class people and we need to bring them other wise there will be wreckage.

What is the budget estimation of India for 2009-2010?
Its approximately $220 billion dollars.
What is the budget of America during 0ct2008-sept2009?
Its approximately $3.1 trillions..So its approximately 14 times the budget of India.
Even though every country provides the minimum needs to his people annually why there is so difference?. Its simple as quality and standards are more.
How does quality/standards of the country/ product gets increased?.
ex: Lets take products like Hero Honda and Suzuki. People who experienced Honda will not love Suzuki. There are lot of personal interests and product features and comforts with the product.

So Now how can we increase the Quality/standards of the product?. What will happen if the quality/standards are increased ? Then the developing countries can compete with the Developed countries. If we remember around late year 2000 lot of people and companies say china goods are cheap and Companies are afraid that China companies will crush Indian companies and flooded with china products at lesser products. Customer was thinking that he will get at cheaper price and he was happy. But companies was under lot of pressure in India and was repositioning themselves to compete with International products. Govt helped Indian companies and found US market as good source for China and Chinese concentrated on winning USA market. In order to get access to US market the Chinese products quality should be standardized to American. So when increased the quality standards they got the market opened for them and made huge money and in return highest lender/ USA debt buyer.


Does Indian manufacturing grown to International standards?. We have good products and companies are able to compete with importers in Indian market.

Why the Indian real estate market is growing. How does it works?.
Why Americas leadership is different from any one around the world? Even though America's age is very small compared to other countries. How does America able to influence others?
Here is what I am thinking about all those. When the country got independence in 1776, the basics of the country are defined well and strict legal system to enforce the federal regulations. Here the legal system is so independent and quick result oriented. That makes people afraid to violate the rules. This shows lot of impact mentally on every body. The rule is offenders are also treated with respect.. I definitely say it’s a major advantage it had than any country around the world.
Their leaders started building the country policies with out any bipartisan and their leaders are able to influence their people to work hard and achievers are rewarded. As they give respect to individuals that made them to be proud of their country. You go any where even you voilated the rules you are treated with respect. Ex.. While you were driving the car above the specified speed, the Cop puts the indicators and asks to stop you. After you stopped he will come by and say Sir. Do you know what you did?. If you say yes..then he issues the ticket. Else he will explain and write the ticket. Were you given such respect any where Cops in India?.
Bottom line is respect each individual as human being and treat with respect will result in respect at each other. That is base for improving the values of the country. To teach ethics and moral values we heard like our grand parents sit and teach them. But I haven't seen during my child hood days and my parents doesn't have time to explain with patience. In America they make it as part of learning. That where they learn. But offenders, idiots are present every where.

How does the property values are evaluated and how does it increases the wealth of the country citizens?
Now after working hard America manufactured lot of products and exported them to the world in the past days. Now a days they are large importers. Then in return they made money. That money is more than that counties people's food and welfare. Then the federal govt thought that building the infrastructure and loaned the money to the citizens of the country to buy and build the homes. Even then it was the time around 1960's they have to make 50% of the cost of the house. So the working hard people the so called middle class people are able to buy a home and live in their homes. Later that turned to heaviness and people stopped working hard, thinking that they are Hero's. Later Americans changed their idea of working hard and exporting the goods(the so called blue collar jobs) and moved to white collar jobs as their strength. Then it was the moment where American trade deficit started increasing from surplus and they with the influence they can make they invited world to come and invest in their financials and take returns. In this process by ignoring the basic rules they started creating complex financial products and sold them to the world investors with American guarantee.

How does financial industry can save the country or can feed the country?. Financials is part of the system . But not the whole system.It’s a surprise to every one and by the time American leadership started understanding there was a massive wreckage in the form of Hosing burst and deep recession. So the country who showed the way to the world with its strong leadership neglected its basics and now its paying for it as debt is becoming a mountain.
Very recently GE CEO Mr. Jeff Immelt said USA need Industrial revolution to bring it back. I don't know how the administrations will react and take this.
On other end China Understood and instead of investing in its own country or giving the money to its country citizens they started investing outside of China. i.e providing more quality life to China public ,China felt that its citizen will start enjoying and hard work will get neglected. Being a communist country they can harness the wishes of its people. But China is investing in the world and acquiring the rights on the natural resources all over the world especially un developed countries
But whats happening now In India is banks have lot of money so they need to distribute that money. They are trying to follow same as US till before the recession hits the world. But after the recession it looks like Indian leadership realized it and started improving the rural public life's and putting more money into rural development. But in my opinion Govt of India should have guts to spend some money on Entrepreneurship and ready to take risk on that. In return that will increase the opportunities to its people and country will become wealthy.
I know lot of people know about India as it is in the 4th positioned country who lent to US since October 2008 and with UK I think we are in 2nd position.
I hope you will enjoy it. Looking for you’re your comments to understanding more.